The CM Punjab Kissan Card Scheme is a flagship digital agriculture initiative by the Punjab Agriculture Department in collaboration with PITB, NADRA, PLRA, PMD, and Bank of Punjab (BOP).
The goal is simple:
👉 Provide interest-free agricultural loans and ensure transparent, cashless support for small and medium farmers.
Key Benefits at a Glance
- 💳 Interest-free loan up to Rs. 150,000 per season
- 🌾 Rs. 30,000 per acre (maximum 12.5 acres)
- 🧾 Loan usable only for fertilizer, seed, sprays from registered dealers
- 📱 Free SMS alerts for transactions
- ⏳ Card validity: 6 months + 1 month grace period
- 👨🌾 Target beneficiaries: 500,000 farmers (first come, first served)
Who Is Eligible for Punjab Kisan Card?
Before checking status or applying, confirm eligibility:
✔ Landholding between 1 to 12.5 acres
✔ Land record available in PLRA
✔ CNIC-registered mobile SIM (PMD verified)
✔ NADRA & e-CIB verification clear
✔ Punjab resident farmer
If any of these are missing, your application may show pending or rejected.
How to Apply for Kisan Card Online (8070 Method)
This is the official and only valid method:
✅ Step-by-Step Registration
- Open your mobile SMS app
- Type:
pkc <space> your CNIC numberExample:pkc 3520212345671 - Send SMS to 8070
- Wait for confirmation SMS from the system
Apply Online
📌 Important Tip:
Your SIM must be registered on your own CNIC, otherwise verification will fail.
Kisan Card Registration Check (By CNIC)
After applying, farmers often ask: “Mera Kisan Card bana ya nahi?”
✔ How to Check Registration Status
- You will receive an SMS response from 8070
- Status may show:
- ✅ Approved
- ⏳ Under Verification
- ❌ Rejected (with reason)
If approved, Bank of Punjab will process your Kisan Card issuance.
How to Check Kisan Card Status Online?
Currently, SMS-based checking is the official method, not a public website login.
Recommended Ways:
- Check latest SMS from 8070
- Visit nearest Bank of Punjab branch
- Call Punjab Agriculture Helpline (0800-17000)
⚠️ Avoid fake websites claiming “instant online login”.
Kisan Card Balance Check – Real & Practical Ways
Farmers often worry: “Balance kaise check karein?”
✔ Available Methods
- 📩 SMS alerts after every transaction
- 🏦 Ask at authorized fertilizer dealer
- 🏦 Visit Bank of Punjab branch
- ☎️ Call BOP or Agriculture Helpline
Also Online Apply: CM Punjab Parwaz Card 2026
There is no separate mobile app yet, so rely on official channels only.
How to Check KCC (Kisan Credit Card) Status?
In Punjab, KCC = CM Punjab Kisan Card.
To check KCC status:
- SMS pkc CNIC to 8070
- Wait for confirmation message
- If delayed more than 10–14 days, contact helpline
Rashan Eligibility Check – Is It Linked?
Many farmers ask about Rashan eligibility with Kisan Card.
👉 Important Update:
Punjab Kisan Card is not directly linked with Rashan Riayat schemes.
However, verified farmers may become eligible for future subsidy programs, so keep your records updated.
Punjab Kisan Card Reward Campaign 2026 – What’s New?
🎉 Reward Campaign Highlights
- Rs. 150 billion allocated for agricultural credit
- Incentives for timely repayment
- Priority access to future subsidy & support schemes
- Digital transparency to prevent middlemen corruption
This campaign focuses on:
“Kisan Khushhaal, Punjab Khushhaal”
Common Problems & Practical Solutions
❌ SMS Not Sending?
✔ Ensure balance in SIM
✔ SIM must be CNIC-registered
❌ No Response from 8070?
✔ Retry after 24 hours
✔ Avoid network peak hours
❌ Application Rejected?
✔ Check land record in PLRA
✔ CNIC or SIM mismatch
❌ Card Issued but Not Working?
✔ Use only registered vendors
✔ Verify seasonal validity
Kisan Card Helpline Numbers (Official)
📞 Punjab Agriculture Helpline: 0800-17000
🕗 Timing: 8:00 AM – 8:00 PM (Daily)
🏦 Bank of Punjab branches nationwide
These are trusted, government-approved support channels.
FAQs – Quick Answers for Farmers
❓ Can I apply again if rejected?
Yes, after correcting the rejection reason.
❓ Is Kisan Card interest-free?
Yes, 100% interest-free if repaid on time.
❓ Can tenants apply?
No, currently land ownership is mandatory.
❓ How long does approval take?
Usually 7–14 days, depending on verification.
❓ Is online login available?
Not yet. Only SMS & bank-based verification.
Final Thoughts – Why This Scheme Matters
The CM Punjab Scheme program Kisan Card is not just a loan—it’s a digital lifeline for farmers. By reducing dependency on middlemen and offering transparent financial access, it empowers small landholders to grow better crops and secure their future.